A significant benefit of the Affordable Care Act is the opportunity to receive money-saving tax credits up front to cut the overall cost of health insurance, but now hundreds of thousands of consumers could owe back some of that money next April.
Telemedicine could potentially deliver more than $6 billion a year in health care savings to U.S. companies, but only if the technology is widely-adopted.
According to analysis by global professional services company Towers Watson, achieving this level of savings would require all employees and their dependents to use the technology-enabled interactions available today in place of face-to-face visits to the doctor, urgent care center or emergency room for appropriate medical problems.
By Michelle Andrews
JAN 21, 2014
Here is a new issue I've discovered: if you are having diagnostic services performed at a hospital, you may be charged a 'facility fee' in addition to the diagnostic service fee. This facility fee can be as high as $1,000 on top of a simple test that might only cost $200-300 by itself. Your insurance plan may not discount this fee very much. A solution to this is to look for an independent imaging center or laboratory and ask them what they would charge for your particular procedure. You will need a CPT code from your doctor so they can look up the price.
I'm happy to report that I've received a Certificate of Completion for the Certified Insurance Agent Training Requirements for Covered California.
This means that I will be able to assist my clients with their questions regarding the government run health insurance marketplace exchange.
As these next few weeks roll along, increased functionality will be available for both consumers and agents. Meanwhile, I will be able to advise on pricing and plans both on and off the government exchange.
Sonoma Valley Insurance